Opinion: If you want to retire early, don't quit -- negotiate a severance package. This FIRE movement pioneer shows you how.

Quit your job or be laid off? Most would choose the former, especially in a strong job market. Actually, being laid off is better.  

In a layoff, you might receive a severance package. You’ll also be eligible for unemployment benefits, often lasting for up to 26 weeks, depending on the state where you live. You might even receive subsidized healthcare insurance for several months after you leave.

If…

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