Q.: Dear Dan, We have roughly $45,000 in short-term & long-term losses this year from our brokerage accounts. Is the best move to sell some of our positive stock positions Read more
Tag: ROTH
Roth IRA and Roth 401(k): the world would be a better place without them
One can make a strong case for getting rid of the Roth version of both 401(k)s and IRAs. While having two forms of retirement saving is lovely for young professionals Read more
Thinking about a Roth conversion? If you have an IRA, consider this ‘bear market bonus’
If you’ve been thinking about converting a traditional IRA to a Roth IRA, here’s the good news: This year’s market turmoil may be giving you a golden opportunity to do Read more
What are the tax implications of a Roth conversion if I receive Social Security?
Lots of folks are considering doing Roth conversions lately, as the tax climate (and the market) is favorable for converting. However, if you’re receiving Social Security during the year that you do a Roth conversion, it pays Read more
What can I do with a Roth annuity?
Q.: I am holding a Roth annuity and considering starting an annual income stream. However, I don’t need this money now so I would like to deposit it back into Read more
Should I open a Roth IRA before I retire?
Q.: A co-worker told me I should open a Roth IRA before I retire because otherwise my Roth 401(k) will get taxed if I use any of it in five Read more
Is now a good time for a Roth conversion?
Now may be a good time to do a Roth conversion. But, contrary to an argument that’s popular right now in financial planning circles, “the factors that make such a Read more
Open A ROTH IRA For Your Kids
If you son or daughter had a summer or after-school job this year you should seriously consider opening up a ROTH IRA account. To be eligible for an IRA your Read more
The Ongoing Debate – "To ROTH or Not To Roth"
For many workers (especially those that are self-employed) that do not have access to a 401(k) plan at their employer – IRAs (Individual Retirement Arrangements) are still a viable way Read more