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‘My husband and my father never really got along’: How do I ensure my husband of 26 years never gets his hands on my inheritance of several million dollars?

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Dear Quentin,

I’ve been married 26 years, and my husband and my father never really gotten along well. At some point in the near future, I will inherit a significant amount of money (several million dollars). I want to spend and invest this money as I wish. 

If anything happens to me, I want my children to inherit these funds. How do I ensure my husband never gets his hands on my inheritance? If we ever divorce, what should I do to make sure my spouse cannot access this money?

Loyal…

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